IUL Fees & Expenses Explained
Understanding the Fees, Expenses, and the Cost of Insurance in an IUL Because an IUL is essentially a life insurance policy, there are some IUL fees and expenses to [...]
IUL Multipliers & Bonuses
Adding Additional LIRP Features Like Multipliers and Bonuses to an IUL In addition to the ability to earn a nice return without any market risk, you may find that [...]
IUL Loans Versus Withdrawals
Differences between Loans and Withdrawals Index universal life insurance policies have to ability to build cash value accumulation that can be accessed income-tax-free for future needs. There are two [...]
IUL Caps, Floors, and Participation Rates
What do Caps, Floors, and Participation Rates mean in an IUL It is important to have a good understanding of the various components that are used in determining the [...]
How Does an IUL Index Work
Understanding Index Choices & Calculations One of the primary benefits of an indexed universal life (IUL) insurance policy that is used in a LIRP is its ability to provide [...]